Your personal family office, fully automated.
Windfehu is an autonomous AI financial agent. You fund a wallet; it runs your wealth — building your portfolio, deploying capital, rebalancing as markets move, and defending your purchasing power. The wealth management once reserved for the ultra-wealthy, for everyone.
- Non-custodial — your keys
- €0 minimum
- Sovereign EU stack
Your portfolio
€48,920
- 24/7
- works while you sleep
- €0
- minimum to start
- 100%
- your keys, your custody
- 0
- ways it can withdraw your funds
Cash doesn’t sit still — it shrinks
Every year inflation runs above your interest rate, the money in your account buys less. It’s the one loss nobody sends you a statement for. Windfehu’s entire job is to grow your wealth faster than inflation erodes it.
The gap Windfehu exists to close
Illustrative: €10,000 left in cash at 3% average inflation.
Real wealth management is gated
A family office — a dedicated team that grows and protects a fortune — is reserved for those with tens of millions. Below that, you get an advisor who is expensive, slow and often conflicted, or a robo that parks you in an index and calls it a day. Meanwhile inflation quietly erodes everyone’s savings, and the assets that actually defend purchasing power stay out of reach.
The whole family office, in a single agent
Windfehu collapses the entire family office into one autonomous agent. Fund your wallet and it takes over end to end — constructing a diversified, inflation-aware portfolio, buying and selling as opportunities appear, and rebalancing continuously. Family-office sophistication, at consumer scale and consumer price.
Fund it once. It does the rest.
Four steps from deposit to a portfolio that runs and defends itself around the clock.
Fund your wallet
You deposit into a wallet you control. Windfehu is granted permission to execute strategy — never to withdraw. You keep custody; the agent only acts.
The agent builds your portfolio
Windfehu allocates across a diversified, inflation-resistant mix: real-world-asset-backed instruments (gold, silver and commodity-tethered tokens), tokenised equities and indices, and yield-bearing stable assets — weighted to your goals and risk tolerance.
It runs continuously
Markets move 24/7; so does Windfehu. It monitors, rebalances, harvests yield and adjusts exposure autonomously, targeting long-term real growth and actively defending against inflation.
You stay in control
Track everything in real time, set guardrails, pause or withdraw at any moment. Set it once, and let it work.
A diversified portfolio, not a single bet
Windfehu spreads your capital across assets that behave differently — so the whole is steadier than any one part. An illustrative balanced mix:
- Real-world assets35%
- Gold, silver & commodity-tethered tokens
- The inflation hedge
- Tokenised equities & indices30%
- Global stock-market exposure, on-chain
- Long-term growth
- Yield-bearing stable assets25%
- Dollar- and euro-pegged, earning yield
- Income & ballast
- Tactical digital assets10%
- High-conviction, risk-bounded positions
- Asymmetric upside
Illustrative allocation. Your mix is weighted to your goals and risk tolerance.
Everything the alternatives make you give up
Doing it yourself eats your time. A robo-advisor takes custody and parks you in an index. A family office wants a fortune. Windfehu gives you the best of each — without the trade-offs.
| Windfehu | Do it yourself | Robo-advisor | Family office | |
|---|---|---|---|---|
| You keep custody | Always — your keys | Yes | They hold it | They hold it |
| Minimum to start | €0 | €0 | €100–500+ | Tens of millions |
| Runs autonomously, 24/7 | Yes | You do the work | Periodic rebalancing | Team, business hours |
| Inflation-defense mandate | Core mandate | Up to you | No — index only | Sometimes |
| Real-world & on-chain assets | Gold, RWA, equities | If you can access them | ETFs only | Yes, but gated |
| What it costs | One low flat fee | Your time + spreads | 0.25–0.89% + fund fees | 1%+ on a fortune |
Built to be trusted with your money
Not a dashboard that nags — an agent that acts, on rails you control.
Autonomous, not advisory
A true agent that acts — not a dashboard that nags. Windfehu runs the strategy itself, around the clock.
You keep your keys
Non-custodial execution. Windfehu can act on your wallet but can never withdraw from it. Sovereignty over your own wealth.
Inflation-first mandate
Built to grow your real purchasing power, not just a nominal balance — with a long-term objective of double-digit annualised real growth.
Access traditional robos can’t offer
Real-world assets and on-chain instruments — gold, equities and indices, global and always-on.
Family-office quality, everyone’s price
Sophisticated strategy without the private-bank price tag. No minimums, transparent low fees.
Always on, always defending
Continuous monitoring and rebalancing means your portfolio reacts to markets the moment they move — not at the next quarterly review.
Your money never leaves our rails
Windfehu isn’t bolted onto someone else’s infrastructure. It runs end to end on the Yggdrasil ecosystem — vertical integration that means lower cost, full control, and no third party between your money and the strategy that grows it.
Citadea
↗Sovereign European compute
Windfehu runs on Citadea — sovereign, secure-by-default infrastructure. Your wealth isn’t hosted on someone else’s rails.
Stateward
↗Autonomous cybersecurity
Defended continuously by Stateward, our autonomous security layer — the same discipline that audits protocols, watching over your money.
Yggdrasil Digital
↗The studio behind it all
Built end to end by Yggdrasil Digital. Vertical integration means lower cost, full control, and no third party between your money and the strategy that grows it.
The rails, the intelligence and the demand have arrived together
AI agents are finally capable of running real strategies unattended. Real-world-asset tokenisation has matured enough to put gold, equities and indices on-chain. And inflation has turned purchasing-power protection from a niche worry into a mainstream anxiety. Three curves crossed at the same moment.
Answers before you trust it with a cent
The things people ask before funding a wallet. If yours isn’t here, email us.
Can Windfehu take my money?
No. You deposit into a wallet you control. Windfehu is granted permission to execute strategy and is technically unable to withdraw your funds to anyone else. Custody never leaves your hands.
What happens if the market drops?
Capital is always at risk — Windfehu does not promise gains. What it does is diversify across uncorrelated, inflation-resistant assets, rebalance as conditions change, and stay inside the guardrails you set. You can tighten risk, pause, or withdraw at any moment.
Can I withdraw whenever I want?
Yes. There is no lock-up. Because you hold custody, your funds are always yours to move — instantly, without asking permission or waiting for an advisor.
How is this different from a robo-advisor?
A robo-advisor custodies your money and parks it in a preset basket of ETFs. Windfehu never holds your funds, invests across real-world assets and on-chain instruments a robo can’t reach, and runs an active inflation-defense mandate around the clock — not a quarterly rebalance.
Do I need to understand crypto?
No. You fund a wallet and set your goals; Windfehu handles every on-chain mechanic underneath. The experience is as simple as a savings app — the sophistication stays under the hood.
What does it cost?
A single, transparent management fee — a fraction of what a wealth manager charges — with an optional performance component that only applies above an inflation-linked hurdle. No minimums, no hidden fund fees, no advisor charges.
Who is behind Windfehu?
Windfehu is built end to end by Yggdrasil Digital — the same team behind Citadea (sovereign European compute) and Stateward (autonomous cybersecurity). The infrastructure, the security and the financial rails are all built in-house.
When can I start?
Windfehu is opening early access to a first group of users, region by region. Join the waitlist and we’ll reach out the moment your seat is ready.
The wealth-defending machinery of the rich, handed to everyone. Running by itself.
Be first to put your wealth on autopilot
Windfehu is opening early access. Leave your email and we’ll reach out when your seat is ready.